العدد الحالي: آذار/مارس 2019       اختر عدد :
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محمد بن يوسف

رئيس إدارة الشركات التابعة بآفاق الإسلامية للتمويل

 

CURRICULUM VITAE

 

Personal Information:

 

a-    Name: Mohamed Ben Youssef

b-    Current Position:Head of subsidiaries – Aafaq - Dubai

c-    Name of Institution: Aafaq- Islamic Finance

d-    Date of birth: January 29, 1969

e-    Nationality:Tunisian

f-     Marital Status:Married, one daughter

 

Experience:

a-    Nov 2014-Currently: Head of Subsidiaries (Aafaq Islamic Finance)

b-    2010-October 2014: Executive director (General Council For Islamic Banks and Financial Institutions - Bahrain)

c-    2006-2010:          Manager (Fast Track for Translations and Admin (Bahrain)

Part time project manager: 2007/2010 (CIBAFI - Bahrain)

d-    2001-2006:English Language Teacher (Ministry of Education - Bahrain)

e-    1992-2001: French Language teacher (Ministry of Education - Tunisia)

 

Education:

-       Doctor in Business Administration: Swiss Business School- 2015

-       PHD Candidate:Centre For Islamic Finance - University of Bolton UK 2013/2014/2015

-       Master in Business Administration: MBA in Islamic finance in 2011/2013- AOU Bahrain

-       BA of Languages: (English / French / Chinese)  in 1991 (Major Economics and Commerce) – University of Tunis

-       University High Diploma: Linguistic Studies 1989- University of Tunis

 

Vocational Courses:

-       Executive Master in Islamic Finance:in 2012 – CIBAFI - Bahrain

-       Certified Islamic Banker Certificate, 2010 - CIBAFI - Bahrain

-       International Computer Driving License ICDL, 2006

 

Languages:

 

-       Arabic:Mother tongue

-       English: Fluent

-       French: Fluent

-       Chinese: Fair

 

Papers, Articles and Researches written:

-       “Islamic Industry Infrastructure Institutions: Opportunities and Challenges”, Current PHD thesis

-       “Sharia Supervision: Existing models and suggested alternatives”, MBA thesis 2012

-       “Islamic financial contracts”, article.

-       “Financial intermediation”, article

-       “Features of Islamic mode of intermediation”, article.

-       “Role of Zakat”, article.

-       “Riba and real economy”, article.

-       “Surplus treatment in Takaful”, article.

-       “Islamic Banking”, article.

-       “Takaful models”, article.

-       “SWOT analysis”, article.

-       “Vision and Mission statements”, article.

 

 

Conferences and Seminars:

 

-       First Islamic Finance Maghreb Forum, Tunisia 2011

-       Sharia Auditing, Jordan 2012 (speaker)

-       Al Khartoum IF Forum, Sudan 2011, 2012, 2013 (speaker)

-       International Forum For Islamic Banks and Financial Institutions, Jordan 2012 (speaker)

-       COFFIS annual seminar, Paris 2012, 2013 (speaker)

-       Azerbaijan IF forum, May 2013 (speaker)

-       UUM industrial Talk, Malaysia, May 2013 (speaker)

-       AAOIFI Conference, 2011, 2012, 2013

-       Sharia Audit Conference, 2013 (Key note speaker)

Contacts and References:

 

-       Email: bmoham29@gmail.com/ myoussef@aafaq.ae

-       Mobile: +971555492282

-       Address: Business Bay, Single Business Tower – Dubai (Floor 19)

 

 

 

 

 

 

                                                                               Mohamed Ben Youssef

مقالات الكاتب :

Islamic financial Contracts

أكتوبر 2013

INTRODUCTION

Any financial system is mostly concerned with financial mediation and resources allocation. The conventional system is almost 400 years old. However, it has not yet provided the Muslim world with the suitable transactional contracts and services that are free of ethical disorientations and that comply with Islamic laws and principles.

The Islamic financial system came as a response for calls to an ...

FINANCIAL INTERMEDIATION

نوفمبر 2013

Introduction:

 

An efficient financial system is a system that facilitates financial intermediation through financial markets and institutions. Financial intermediaries channel resources from capital surplus units to capital deficit units. They take part in asset transformation by matching demand and supply, as well as brokerage and risk transformation. They conduct orderly payments, transfers and settlements.

Features of Islamic mode of intermediation

ديسمبر 2013

The Islamic mode of intermediation differs from the conventional mode in many aspects. Proponents of the conventional financial system keep defending their beliefs through a false comparison between the two financial systems pretending that the output is the same. A loan with interest for a customer to buy a car equals a contract of Murabahah to buy the same car. However, the features of Islamic mode of financing are totally different as ...

Role of Zakat in Encouraging Real Investments

يناير 2014

Introduction:

God the Almighty (SWT) created man and appointed him as his vicegerent on earth. Such an agency relationship drives man to act as a trustee on the wealth existing on earth which implies his accountability. To make sure that man follows the right path, God gave him guidelines and principles to adopt good actions, and warnings to avoid unlawful acts.

Riches and wealth are distributed according to God wisdom and ...

Riba and Real Economy

فبراير 2014

Introduction:

Riba, like any unlawfulaction of wealth acquisition such as Gharar (uncertainty), and Maysir (gambling), is a prohibited transaction.

Riba literally means increase, addition, expansion or growth. In the Shariah, however, the term Riba refers to anything in excess of the principal in a loan that must be paid by the borrower to ...

Surplus treatment in Takaful companies

مارس 2014

Introduction

Takaful is a risk sharing management tool which emerged in response to the risk transfer tool in conventional insurance. It is based on mutual help and cooperation. The concept appeared long ago and dates from the pre-Islamic era through Aqila, Dhaman Khatar Tariq, Diya and other practices having been approved by the advent of Islam.

Conventional insurance is based on the transfer management tool which ...

ISLAMIC BANKING MODELS

أبريل 2014

The Islamic economic system provides a set of transactional and intermediation contracts to satisfy the needs of the different industry players.

The main purpose of an Islamic bank is to mobilize funds from surplus units (as Mudarabah, wikalah, Wadiah or Amanah) to deficit units for investment (in Mudarabah, Salam, Ijarah, Istisna’, Murabahah, and Musharakah).

Models:

Takaful Models

مايو 2014

Introduction:

Takaful is a social system that complies with Sharia principles. It is structured into two types: For-profit and not-for-profit.

Among the models that can be used are: Mudarabah, Wakalah, Waqf and mixed or ...

SWOT Analysis

يونيو 2014

Introduction:

The internal assessment (weaknesses and strengths) along with the external audit (scanning threats and opportunities) together referred to as SWOT analysis, in addition to a clear vision and mission statements are the basis for establishing long-term objectives in the strategy formulation phase.

As far as internal assessment is concerned, any business has weaknesses and strengths. Some have strengths ...

Vision and Mission statements

يوليو 2014

Introduction

Any newly built business should think first of a vision and a mission.

A vision statement addresses the question “What do we want to become?” whereas a mission statement is a brief description of a company's fundamental purpose which raises the following question, "Why do we exist?" or “What is our business?”

Such a statement articulates the company's purpose both for those in the organization, ...